I am one of the people in the world who has some debt from past usage of credit cards and am working on getting them paid down. I would love to have all my credit cards done and get a credit card consolidation on them. That way I’m only paying for 1 payment instead of 2. In the long run I think that we all have made mistakes about our credit and we all would love some debt consolidation on other items as well like unsecured debt and what not. Wouldn’t you like to reduce your balances up to 50%, avoid bankruptcy, have 1 easy monthly payment and be debt free in 12 months or less? I know I would and then I wouldn’t have to worry about it when I try and get a new car which I’m still trying to figure out which one to get. So many choices out there to choose from. But Back to the debt consolidation if this is something that you would be interested in then go ahead and check into it. I know I am, how about you?